Business activity

Company profile

Company overview

Reinsurance

NIHARIKA TRADING CO.PRIVATE LIMITED is a registered company in uttar pradesh. Its recorded business activity is reinsurance.

Status: Strike Off • Registered: 1994-11-07 • NIC: 65910

A concise sample of services and capabilities associated with the recorded NIC activity.

Reinsurance overview

Specialized reinsurance solutions for corporate insurers in Uttar Pradesh NCR, including treaty and facultative arrangements tailored to manufacturing corridors and logistics exposures.

Data-driven risk modelling and capital optimisation using tech-enabled analytics that align with regional industrial clusters and transportation corridors.

Regulatory and compliance advisory for reinsurance placements under Section K, ensuring alignment with Division 65 and Class 6520 requirements while supporting prudent reserve and solvency management.

Capabilities

Core execution capabilities and strengths.

Design and placement of treaty and facultative reinsurance covers for property, casualty and transportation portfolios operating within Uttar Pradesh National Capital Region industrial belts.

Actuarial modelling, catastrophe exposure analysis, and scenario testing using region-specific loss drivers including manufacturing facilities, logistics hubs, and tech-enabled operations.

Claims risk-sharing frameworks, retrocession structuring, and collateral management to optimise capital efficiency and support insurer credit capacity.

Regulatory liaison and documentation for reinsurance contracts to ensure compliance with financial and insurance activity standards under Division 65 and Class 6520.

Reinsurance offerings

Signature offerings and packaged outcomes.

Treaty Reinsurance Placement

Design and placement of proportional and non-proportional treaty reinsurance programs for insurers operating across Uttar Pradesh National Capital Region. We model risk layers, negotiate terms with domestic and international reinsurers, and implement facultative backup arrangements to stabilize insurer balance sheets.

NIC 6520 — Reinsurance; supports corporate insurers, manufacturing risks, logistics fleets, and tech-enabled platforms.

Retrocession and Capital Optimization

Structuring retrocession treaties and bespoke capital solutions to manage peak exposures for insurers in manufacturing corridors and logistics sectors. Services include capital efficiency analysis, catastrophe modeling calibrated to regional perils, and structuring of sidecars or quota share mechanisms.

NIC 6520 — Reinsurance; focused on risk transfer and balance-sheet efficiency for Uttar Pradesh NCR clients.

Claims Risk Financing and Advisory

Advisory on claims financing strategies including stop-loss arrangements, loss portfolio transfers, and reinsurance recoverable management. We implement processes for timely recoveries, dispute resolution, and cashflow smoothing to preserve insurer solvency ratios.

NIC 6520 — Reinsurance; practical claims-focused solutions for insurers and brokers.

Services and capabilities

Services that support planning, delivery, and reporting.

Treaty Structuring & Pricing

End-to-end treaty engineering including risk selection, attachment optimization, and premium allocation. Uses Uttar Pradesh NCR exposure data and industry loss history from manufacturing corridors and logistics networks to produce defensible pricing models.

Risk selection; attachment optimization; premium modelling

Claims Management & Recovery

Comprehensive claims lifecycle service from notification through recovery. Services include loss quantification, coordination with cedent adjusters, recoveries from reinsurers, and reserve monitoring to ensure timely and accurate settlements.

Loss quantification; recovery coordination; reserve monitoring

Risk Transfer Advisory

Strategic advisory for captive programs, alternative risk financing, and parametric solutions. We assess capital efficiency, regulatory implications, and operational impact for corporate clients and insurers operating in the Uttar Pradesh NCR region.

Captive design; parametric consulting; regulatory assessment

Company registration details

Key rows and indicator scores.

Company metrics

  • Authorized capital: ₹ 5.0 L
  • Paid-up capital: ₹ 1.0 L
  • Metric: Value

Operational details

  • CIN: U65910UP1994PTC017140
  • Company status: Strike Off
  • Registration date: 1994-11-07
  • Company class: Private
  • Company category: Company limited by shares
  • Company sub-category: Non-government company
  • Listing status: Unlisted
  • Registrar of Companies: ROC Kanpur
  • Registered state: uttar pradesh
  • NIC code: 65910
  • Recorded business activity: Reinsurance

Location map

3/11-CVISHNUPURI KANPUR,UTTAR PRADESH,Jyotiba Phule Nagar,Uttar Pradesh,000000-India

3/11-CVISHNUPURI KANPUR,UTTAR PRADESH,Jyotiba Phule Nagar,Uttar Pradesh,000000-India

Contact

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